Schengen Visa Bank Balance Calculator: Money Needed per Day
How much money you need to show for a Schengen visa, country by country, using the official amounts each Schengen State has notified to the European Commission. Pick the country, the length of the stay and where you will stay; we show the amount in that currency and in AED.
Schengen bank balance by country
The amount each Schengen State expects a visitor to have for each day of the stay, as notified to the European Commission. Consulates use the same yardstick when they check "sufficient means of subsistence" on a visa application.
| Country | Official reference amount |
|---|---|
| Austria | No fixed amount: decided case by case on the purpose, type and length of the stay. |
| Belgium | About EUR 95 per day staying at a hotel; about EUR 45 per day staying with a private host. |
| Bulgaria | At least EUR 50 per day and not less than EUR 500, plus EUR 50 per day for accommodation unless it is prepaid or covered by a Bulgarian host. |
| Croatia | EUR 70 per day; EUR 30 per day with a tourist booking or a certified letter of guarantee. |
| Czech Republic | CZK 1,565 per day for stays up to 30 days; CZK 46,950 plus CZK 6,260 for each whole month for longer stays; half for under-18s. |
| Denmark | DKK 350 per day, plus means for the return journey. |
| Estonia | EUR 70 per day. |
| Finland | About EUR 50 per day, in addition to accommodation and the return ticket; assessed case by case. |
| France | EUR 65 per day with a hotel reservation; EUR 32.50 per day with an attestation d'accueil from a host; EUR 120 per day with no proof of accommodation. |
| Germany | No mandatory amount; EUR 45 per day where the traveller cannot show other evidence of the stay being covered. |
| Greece | EUR 50 per day, with a minimum of EUR 300 for a stay of up to 5 days; half for minors. |
| Hungary | EUR 40 per day. |
| Iceland | ISK 8,000 per day, at least ISK 40,000 per entry; halved if a third party pays. |
| Italy | Tourism table: 1 to 5 days EUR 269.60 in total; 6 to 10 days EUR 44.93 a day; 11 to 20 days EUR 51.64 plus EUR 36.67 a day; over 20 days EUR 206.58 plus EUR 27.89 a day (one traveller; lower per-person amounts for groups). |
| Latvia | EUR 14 per day for stays up to 30 days; at least the monthly minimum wage (EUR 700) for longer stays. |
| Liechtenstein | About CHF 100 per day (CHF 30 for students with a valid student card). |
| Lithuania | EUR 50 per day. |
| Luxembourg | About EUR 67 per day. |
| Malta | EUR 48 per day. |
| Netherlands | EUR 55 per day, applied flexibly. |
| Norway | NOK 300 per day staying with family or friends or in prepaid accommodation; NOK 1,300 per day without planned accommodation (NOK 1,000 per person if more than one travels). |
| Poland | PLN 300 for up to 4 days, PLN 75 per day for longer stays, plus at least PLN 2,500 for the return journey when arriving from outside the EU. |
| Portugal | EUR 75 per entry plus EUR 40 per day; may be waived if board and lodging are guaranteed. |
| Romania | EUR 50 per day and at least EUR 500 for the whole stay. |
| Slovakia | EUR 56 per day. |
| Slovenia | EUR 70 per day where the stay is not covered by a sponsorship, a letter of guarantee or paid accommodation; half for minors. |
| Spain | EUR 122.10 per day per person, and at least EUR 1,098.90 per person whatever the length of stay. |
| Sweden | SEK 700 per day (from 15 April 2026). |
| Switzerland | About CHF 100 per day (CHF 30 for students with a valid student card). |
Source: European Commission, Practical Handbook for Border Guards, Annex 25: reference amounts required for the crossing of the external border fixed by national authorities (consolidated version of 8 June 2026). Amounts are set by each State and can change; we update this page when the Commission publishes a new version.
What UAE residents show as proof of funds
- Personal bank statements for the last 3 to 6 months, stamped by the bank, showing your salary credits and a balance that covers the trip.
- Salary certificate and a No Objection Certificate from your employer, or your trade licence if you run a business.
- Sponsor documents if someone else pays: a sponsorship letter, their bank statements and proof of the relationship.
- Prepaid bookings for hotels and tours, which several countries count towards the amount.
What each consulate asks for, document by document: Schengen visa documents from the UAE: NOC letter, salary certificate and bank statements.
A balance that appears in the account just before the application, with no history behind it, is a common reason for doubt. Regular salary credits over several months carry more weight than a single large deposit. For the other refusal grounds, see Schengen visa refused from Dubai.
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Bank balance questions
- How much bank balance do I need for a Schengen visa from the UAE?
- It depends on the country and the length of the stay. Each Schengen State sets a reference amount per day: for example EUR 65 a day for France with a hotel booking, EUR 45 for Germany, EUR 50 for Greece and EUR 122.10 for Spain (at least EUR 1,098.90). Use the calculator above for your trip.
- Where do these amounts come from?
- From the reference amounts the Schengen States notify to the European Commission under Article 6(4) of the Schengen Borders Code, published in Annex 25 of the Practical Handbook for Border Guards (version of 8 June 2026).
- Does the consulate only look at this amount?
- No. The amount is the official yardstick for means of subsistence, but the consulate looks at the whole file: regular income, the balance over the months before you apply, and whether the trip budget is realistic for your hotels and flights.
- How many months of bank statements are needed from the UAE?
- Consulates usually ask for the last 3 to 6 months of personal bank statements, stamped by the bank, together with a salary certificate or trade licence. Check the checklist of the country you apply to.
- Can someone else show the money for me?
- Yes, many States accept a sponsor or a host who guarantees the costs. The sponsor then provides a letter and their own bank statements, and some countries require an official guarantee form from the host.
- Is travel insurance part of this amount?
- No. Travel medical insurance of at least EUR 30,000 is a separate requirement for every Schengen visa.